If you live in Chelsea, Massachusetts, the Law Office of Brian R. Lewis is ready to help you. We understand the confusing process and we know that bankruptcy is not a one-size-fits-all option. Attorney Lewis, with over 18 years experience in bankruptcy and debt matters, can help you understand bankruptcy and assist you in making decisions that are best for you and your situation.
There are two options available to those filing for personal bankruptcy. We can explain the options during a free consultation. This means you will have all the information needed to make an informed decision. These include:
• Chapter 7 — This type of bankruptcy discharges your debts, but allows you to keep your home, your car, and many of your personal belongings. It is the most common type of bankruptcy. There are restrictions, which is why it is important to work with an experienced attorney who can help you manage the process and protect your interests.
• Chapter 13 — It restructures your debt. You are required to pay back what you owe, but the payments are lower and no further interest or penalties are applied. This is the right option for many people, but you should speak with an attorney before choosing to file Chapter 13.
Contact Us today and we will guide you to the right decision for you!