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Attorney Lewis
If you are considering filing for personal bankruptcy in Massachusetts, it may be relevant whether or not your educational loans for college are forgiven in the bankruptcy. The U.S. Department of Education has strict legal requirements that a bankruptcy court must follow in order to forgive educational loans. Proving A Hardship to the Bankruptcy Court In...
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Individuals have the option of entering Chapter 7 or Chapter 13 bankruptcy. As discussed in an earlier post, Chapter 7 involves liquidation of the debtor’s assets meaning that most of the debtor’s assets are sold or returned to creditors to satisfy the bankruptcy. Alternatively, Chapter 13 bankruptcy involves a repayment plan in which the debtor...
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  Financial troubles are a leading cause of marital discord for couples in Massachusetts. If you and your spouse are considering divorce, you might be dealing with a messy debt situation. If so, you may need to reach out to an experienced Massachusetts Bankruptcy Attorney who can help you figure out your rights and responsibilities...
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Most people assume bankruptcy is something a person does when he or she has no more money. If you cannot afford to pay your bills, bankruptcy makes it possible to not pay them or it gives you longer to pay without financial penalty. This is true, but bankruptcy cannot be filed for free. It actually...
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Most people assume that filing bankruptcy ends any hope you have of a financial future. It affects the jobs you can have, the places you can live, and ultimately, what you can achieve in life. It is true bankruptcy does have a profound effect on your future, but it might not be as bad as...
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Unexpected health crises and the exorbitant medical bills that often accompany them are one of the main reasons people are forced to declare bankruptcy. Medical treatment, especially when it is not covered in part or whole by medical insurance, may cost tens of thousands of dollars. Most people are unable to afford the payments associated...
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Bankruptcy is the best choice for many who are facing serious financial difficulties. However, bankruptcy does not always go smoothly, which is why it is important to work with an experienced bankruptcy attorney and be completely transparent during the bankruptcy process. If you attempt to hide anything during the process or you are less than...
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In an ideal world, a person declaring bankruptcy would have an opportunity to clean up their financial life and never look back. Once the challenge of filing is over, things get back on track and there are no more financial issues from that point forward. Unfortunately, in the real world, bankruptcy does not automatically guarantee...
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If you are facing financial difficulties and just in the process of considering bankruptcy, you are probably receiving a lot of calls from creditors. Once you officially file for bankruptcy, the creditors are legally required to stop contacting you. However, until that official declaration is made, they are free to contact you about the money...
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Filing bankruptcy can affect your assets in a variety of ways. It all depends on the specific asset, the amount, if any, owed on that asset, and the type of bankruptcy you choose. Cars and Homes Most people do not lose their vehicles or homes in a Chapter 7 filing of bankruptcy. You should do...
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