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Attorney Lewis
When a person files for personal bankruptcy using either a chapter 7 bankruptcy or Chapter 13 bankruptcy, creditors must stop calling and pursuing any course of action to collect debts. This is known as an automatic stay, and it gives people filing personal bankruptcy protection from their creditors while they are undergoing the bankruptcy process....
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Going through a divorce can be an emotional and stressful time, but adding financial issues to the process can make it more overwhelming. Typically during a divorce and after a divorce, communication breaks down or ends all together, past debt can come back to you regardless of divorce agreements. Your ex-spouse may declare bankruptcy after...
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When overwhelming debt leads you to the point of considering bankruptcy, it is easy to become confused by the processes, terms and steps with a personal bankruptcy filing. That is the reason it is always advisable to hire an experienced Plymouth Bankruptcy Attorney to help you understand your options and handle the process of personal...
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Right now in the United States there is more student loan debt then there is credit card debt. The average student is leaving college with over $19,000 in student loans. Although the value of a college education is much greater than this cost, the poor economy has left many recent college graduates without a job...
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The current economy has led to difficult financial straits for many people. In the past few years an increasing number of people have been unable to pay their monthly bills, credit card minimums and home loans. If you have found yourself overwhelmed with your regular bills, filing for Chapter 7 or Chapter 13 bankruptcy can...
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Undoubtedly, bankruptcy itself can be a very confusing process that will often introduce a debtor to a world filled with complex concepts and legal terms. Regardless, an experienced New Bedford bankruptcy attorney may be able to help debtors to prepare a lot better for personal bankruptcy by teaching them about some of the key terms...
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Co-Signors and Debt Discharge Filing for bankruptcy protection is a safeguard that enables a debtor to discharge his debts after filing for bankruptcy. He is therefore relieved of the duty to repay any outstanding debts. Unfortunately, any remaining co-signor or co-signors would still be responsible for the debt because the discharge is specific to the...
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Legal Services: Any person can file for bankruptcy themselves but the paperwork and process must be completed in a timely and detailed manner or your bankruptcy could be rejected. A Massachusetts bankruptcy attorney can make the process go much smoother and precisely by assisting in these areas: Counsel: When bankruptcy is a consideration, a debtor...
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While the national unemployment rate has dropped slightly, we still aren’t out of the woods. Even many who are working have fallen behind on payments, leading to risk of foreclosure. If you’re considering filing for Chapter 13 Bankruptcy to prevent foreclosure, here are a few things to consider first. Understanding Foreclosure Until your home is...
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Filing bankruptcy in Massachusetts is often looked at with a stigma of negativity when there are actually many benefits to filing. In fact, personal bankruptcy can be looked at as a “win-win” situation for the person who is filing. You get to keep your home, your car, your personal belongings but you also get to...
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