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Filing a bankruptcy will immediately stop tax collections against the individual who files bankruptcy.  In a Chapter 13 bankruptcy an individual can force the IRS or Massachusetts DOR to accept payments for delinquent tax obligations over a period of up to 5 years.  In some instances past due tax obligations can even be entirely wiped...
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No one likes to think about hiring a lawyer, but in some cases it is necessary. There are a number of services that attorneys provide, and one of the most important is representing people in their bankruptcy cases. Choosing an attorney can be a difficult task, especially if you have never had to retain one...
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Filing for bankruptcy can be a stressful and frustrating event on one hand but on the other it can help to give you a brand new start and erase the debts that are overwhelming you and your family. This is not something that you can or should do on your own due to the process,...
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Going through bankruptcy is a painful and difficult process. This is not a procedure you can take care of by yourself so it is important to hire the best local bankruptcy attorney in your area. These firms handle multiple types of bankruptcies on a regular basis and understand exactly how to walk you through the...
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In a bankruptcy, the debtor, the person who owes debts and is filling for bankruptcy, often has to surrender assets in order to satisfy the creditors who need to have their debts paid, at least in part under a bankruptcy proceeding. Secured Loans A car, like a house, is a “secured” piece of property.  Secured...
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In the United States, and in Massachusetts as well, the leading cause of personal bankruptcy is medical expenses.  The soaring cost of medical expenses and stagnant wages for many Americans and Massachusetts residents alike have contributed to a significant number of bankruptcies due to the inability to pay back massive medical bills.  It is estimated...
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On May 6, 2014, a Federal bankruptcy judge based in Las Vegas, Nevada, ordered TelexFree Inc.’s bankruptcy to be moved from Nevada to Massachusetts.  The judge agreed to do so after government regulators argued that the company had no operations in Nevada so it was improper for the bankruptcy case to be tried in Nevada...
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The Federal Bankruptcy Code guides debtors (those who owe debt) and their relationship with creditors (those who lent the money through credit).  When someone states that a case is in a certain “chapter,” that means that the debtor has filed a case under a certain part of the bankruptcy code.  Each section of the code,...
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Personal bankruptcies vary significantly from case to case depending on the specific circumstances of each person’s finances. The various personal matters such as whether the debtor (the person in debt who files for bankruptcy) is employed or not, the amount of debt to income or assets, as well as the amount of secured debt (such...
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A Massachusetts bankruptcy case is a complex legal litigation matter. As such, there are often many different people involved beyond just the debtor (the person that owes money, and is seeking bankruptcy). Creditors in Bankruptcy   Creditors are the lenders, individuals or companies that are owed money by the debtor. These debts can be for...
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