Personal Bankruptcy

Financial hardship is never an expected situation, but when a rough economy and difficult personal issues combine, bankruptcy might be the only option. When things seem out of control with your finances, bankruptcy provides a fresh start. The Law Office of Brian R. Lewis provides support and guidance when the time comes to file bankruptcy. Our bankruptcy attorney stands by you throughout the process and helps you understand how bankruptcy can be beneficial for your financial future.

Is Bankruptcy the Best Option for Me?

Most people file personal bankruptcy due to unforeseen events such as unemployment, medical expenses, excessive credit card debt, a pay cut, or even a divorce. As if these events are not traumatic enough, having to go through financial difficulties as well makes it even more stressful. Talking to one of our attorneys will help you understand that filing bankruptcy will remove that stress and allow you to move forward.

Our experienced attorneys can help you understand the process of bankruptcy and determine if it is the best way for you to repair the damage of financial hardship.

What are My Options?

There are two options available to those filing for personal bankruptcy. Our experienced attorneys can explain the options during a free consultation. This means you will have all the information needed to make an informed decision.

These include:

• Chapter 7— This type of bankruptcy discharges your debts, but allows you to keep your home, your car, and many of your personal belongings. It is the most common type of bankruptcy. There are restrictions, which is why it is important to work with an experienced attorney who can help you manage the process and protect your interests.

• Chapter 13— It restructures your debt. You are required to pay back what you owe, but the payments are lower and no further interest or penalties are applied. This is the right option for many people, but you should speak with an attorney before choosing to file Chapter 13.

Filing for bankruptcy in Plymouth is a difficult decision. You need the support and knowledge of an experienced attorney to guide you through the process. Your creditors and the bankruptcy courts are not looking out for your best interest. They want their money and they will do whatever necessary to get it. Bankruptcy can help you get a fresh start and build a brighter financial future, but you need someone in your corner during the process.

Massachusetts Personal Bankruptcy Lawyers

The Law Office of Brian R. Lewis is ready to help you. We understand the confusing process and we know that bankruptcy is not a one-size-fits-all option. Our experienced attorneys for bankruptcy in Plymouth can help you understand bankruptcy and assist you in making decisions that are best for you and your situation.