Most people assume bankruptcy is something a person does when he or she has no more money. If you cannot afford to pay your bills, bankruptcy makes it possible to not pay them or it gives you longer to pay without financial penalty. This is true, but bankruptcy cannot be filed for free. It actually...Read More

In an ideal world, a person declaring bankruptcy would have an opportunity to clean up their financial life and never look back. Once the challenge of filing is over, things get back on track and there are no more financial issues from that point forward. Unfortunately, in the real world, bankruptcy does not automatically guarantee...Read More